Terms and conditions
Our website and high volume cooperative price comparison technology has been designed to allow private individuals or businesses seeking products on their own behalf to find the most competitive prices in bulk from the leading UK and insurance, utility online.
Therefore, if you are:
- a private individual wanting to use our website and price bulk comparison technology to find competitive prices for insurance, utility and financial services on your own behalf and/or on behalf of a close family member; or
- acting on behalf of a company wanting to use our website and bulk price comparison technology to find competitive prices for insurance and financial services on behalf of the company; and
- not involved in any way in searching for insurance or financial services products as a business and that you agree to the terms of our Privacy & Security Statement
On this basis, you are permitted to use our website and bulk cooperative price comparison technology to find the most competitive prices from the leading UK insurance and financial services providers online.
Our services
CoQuotes is not a broker - we are a Search Engine to find out whether you can save money on insurance or other financial services products. We currently compare prices for car, home, travel and motorbike insurance, utility providers for gas and electric, financial products for loans, mortgages, bank accounts and credit cards and many, many more products.
Your responsibility
In order to get a quote through our price comparison service, you will need to answer a number of questions on our site which cover the full set of questions needed by all the different underlying insurers, utility and financial service providers and any intermediaries they may use. The answers you give will determine the amount you pay and the level of cover you receive.
You must get permission from any other people about whom you propose to provide information in requesting a quote, before you provide us with any of their information. This applies to all information that you provide, but especially sensitive data like health information or criminal proceedings or convictions. In submitting any other person's details, you are confirming to us that you have their permission to do so, and that they understand how their information will be used.
Quote guarantees
Companies change their prices and tweak their rates on a regular basis. Some even do so daily. When you receive your quotes, it will may you how long each provider guarantees their price. The price quoted to you will be accurate at the time of issue, based on the details you provided and confirmed. You will receive the same guarantee from the insurance, utility or financial services provider as you would have received from them by going direct.
Price delivery
We make it our aim to deliver the quotation as fast as possible, the longer we have to obtain the most amount of co buyers the cheaper the quotes will become.
What if our technology has made a mistake?
Our technology is very sophisticated and we hope that mistakes are never made! However, we stress that it is your responsibility to check that your details are correct on the underlying provider's website.
Our liability to you
If the information has been incorrectly entered by our technology it is your responsibility to identify the mistake and, as such, we exclude, all our liability which by law we can exclude, in respect of all losses you may incur.